HOME BUYING OR REFININCING MADE EASY

Whether you’re buying a new home, investing in property, or refinancing, we provide tailored mortgage solutions to fit your needs.

Our experienced home loan specialists guide you through every step, from application to settlement, offering competitive rates and flexible loan options to help you achieve your financial goals.

A few things to know about Mortgages

What is LVR? (Loan-to-Valuation Ratio)

LVR is the percentage of a property’s value that you are borrowing. It is calculated by dividing the loan amount by the property’s value.

For example, if you’re purchasing a property valued at $500,000 and borrowing $400,000, your LVR would be 80%.

To apply for Residential Loans, you are required to be 18 years or over, a permanent resident or an Australian citizen. You must be currently employed (stability within employment is essential) or be able to substantiate income through business or other verifiable means, must not have negative listings / defaults on your credit file and not currently bankrupt, part 9 or 10.

These criteria ensure a smoother approval process for your Residential Property loan application.